Mintos Disrupts European Wealth Management with Zero-Fee ETF Investing from €1
21 July 2026

Quick Summary
Mintos is democratizing wealth building by launching zero-fee ETF investing with a record-low €1 minimum entry point. By removing transaction and custody fees, Mintos allows European retail investors to access over 1,000 UCITS-compliant funds from providers like Vanguard and iShares, facilitating high-frequency, low-capital wealth accumulation.
How Does Mintos Solve the High Cost of Entry for Retail Investors?
Mintos eliminates the traditional barriers to entry by offering zero transaction fees and no custody charges for its new ETF suite. For many retail investors, a standard €1 fee on a small €20 contribution represents a prohibitive 5% immediate loss; Mintos ensures the full amount invested goes directly into the market. This fractional investing approach allows users to start building portfolios with as little as €1, making wealth management accessible to the 100 million Europeans expected to enter the ETF market by 2035.
- €0 Transaction Fees on all buy and sell orders.
- €1 Minimum Investment for self-directed ETF selections.
- Zero Custody Fees for holding assets on the platform.
What Investment Options are Available on the New Platform?
The platform provides access to over 1,000 UCITS-compliant funds, ensuring high standards of diversification and transparency. Through a strategic partnership with Upvest, Mintos offers funds from global leaders including iShares, VanEck, and Vanguard. Investors can choose between a self-directed approach or the Mintos Core ETFs, which provides an automatically rebalanced portfolio of equity and fixed-income assets with a €50 starting threshold.
- 1,000+ Popular ETFs sourced from top-tier global issuers.
- Automated Rebalancing via Mintos Core ETFs for passive management.
- Upcoming Investment Plans to support weekly or monthly recurring contributions.
FF NEWS TAKE:
Mintos is making a high-stakes play for the European retail market by effectively commoditizing ETF access. By dropping the entry point to €1 and removing fees, they are directly challenging neo-brokers and traditional banks alike. This move definitely moves the needle for financial inclusion, shifting the focus from high-net-worth services to mass-market wealth building. The partnership with Upvest signals a robust infrastructure that could set a new standard for zero-fee ETF investing across the continent.
Companies in this story: Upvest, Mintos, VanEck, iShares, Vanguard
People in this story: Martins Sulte