Ripple Invests in Licuido to Scale XRPL Tokenization and Unlock $10 Trillion in Idle Assets
3 August 2026

Quick Summary
Licuido has secured a strategic investment from Ripple to scale its XRPL-based tokenization platform. This partnership aims to modernize capital markets by unlocking liquidity from $10 trillion in money market funds, allowing institutions to tokenize assets and trade collateral within an FCA-regulated framework.
How Does Licuido Solve Asset Liquidity Challenges?
Licuido addresses the critical issue of idle institutional collateral by providing a regulated bridge between traditional finance and blockchain technology. While traditional infrastructure often leaves assets trapped in slow settlement cycles, Licuido enables real-world asset tokenization that allows for immediate mobility. By leveraging the XRP Ledger (XRPL), the platform ensures that issuers can manage funds with enhanced operational efficiency and transparency.
- FCA-regulated trading platform for secondary market liquidity.
- Secure collateral trading infrastructure for institutional investors.
- Confidential and compliant digital framework for global issuers.
What Results Has the Ripple Investment Delivered?
The strategic investment from Ripple accelerates the deployment of digital capital markets infrastructure specifically designed for the XRPL. This move targets the $10 trillion locked in global money market funds, transforming these stagnant balance sheet items into active liquid assets. Ripple’s existing ecosystem, including partnerships with Aviva Investors and DBS, provides a massive springboard for Licuido’s scaling efforts.
- Scaling of XRPL-based infrastructure for global operations.
- Support for tokenized fund structures at institutional scale.
- Mobilization of trillions in collateral for asset managers.
How Does This Impact Institutional Asset Management?
The shift toward tokenized fund structures is no longer theoretical, as evidenced by the involvement of major players like Franklin Templeton. Licuido provides the core liquidity capabilities necessary to move beyond simple issuance into full-scale collateral mobility and utility. This infrastructure allows institutions to maintain regulatory compliance while benefiting from the speed and cost-efficiency of blockchain technology.
FF NEWS TAKE:
This investment moves the needle because it focuses on the "utility" phase of tokenization rather than just the "issuance" phase. By backing an FCA-regulated platform like Licuido, Ripple is positioning the XRPL as the primary layer for institutional asset liquidity. Unlocking even a fraction of the $10 trillion in money market funds would represent a massive win for on-chain capital markets and institutional blockchain adoption.
Companies in this story: Aviva Investors, Licuido, Franklin Templeton, Ripple
People in this story: Brian Lynch, Nigel Khakoo